Quotes about insured (16 Quotes)



    We're older, poorer, less well insured and more rural than much of the rest of the country. ... But our heritage is rural. We shouldn't have to give that up to have quality care.


    Investors, ... ... say that when interest rates go up, avoid the financial stocks. Last year, interest rates went up a lot, both the short-end and the long-end. But in fact, financial companies reported very good earnings. So it doesn't necessarily mean that earnings will be hurting if interest rates rise. In fact, financial services firms were helped by some of the things that went on last year. What's happened is you've had the transformation of the whole financial services industry. Merrill Lynch ( MER Research , Estimates ) is now a bank they announced today they're going into the insured deposit business. They're an Internet company as well. They're no longer just an interest-rate sensitive company.

    We all understand the concept of insuring tangible assets such as our home and our vehicle against loss. What too few people realize is that a nest egg can be 'insured.' The simple fact is that we need to begin 'insuring' our retirement assets in the same way we do our treasured belongings. The Hartford continues to take a lead role in developing income and longevity solutions to help our clients, along with the education to put everything in the proper context.


    Given the massive catastrophe losses absorbed by insurers in nine-months 2005, the increase in income and surplus during the first three quarters of the year is a testament to the underlying financial health of the industry. But we can't afford to lose sight of the fact that, as bad as Hurricanes Katrina and Rita were, insurers and the public remain exposed to far more devastating catastrophes that could strain insurers' ability to fulfill their obligations to policyholders. According to PCS, Hurricane Katrina caused a record 38.1 billion in direct insured losses to property. But catastrophe modeling by AIR Worldwide shows we face the prospect of hurricanes causing more than 100 billion in damage. Even as we applaud insurers' success coping with the catastrophes of 2005, we must do more to assure that insurers and the people they serve will survive when even more devastating storms strike.


    If you own expensive or rare items, Scheduled Personal Property coverage is a practical way to protect your investment and achieve peace of mind. The best part about this type of coverage is that it offers all-risk protection, which means customers are insured for all different types of perils, including loss of the stone, a chip in the diamond, misplacing the item, and so on. Unless the peril is specifically mentioned in the policy as being excluded, then the item is covered.

    Those with health insurance are overinsured and their behavior is distorted by moral hazard. Those without health insurance use their own money to make decisions based on an assessment of their needs. The insured are wasteful. The uninsured are prudent. So what's the solution Make the insured a little more like the uninsured.


    The Alliance Program dramatically expands the Florida League of Cities' municipal insurance services capabilities. Fully insured or self-insured Florida public entities will now have the opportunity to experience custom designed insurance programs, exceptional claims management, integrated managed care and excellent customer service. By applying the Florida League of Cities' unique insight and experience in dealing with local government issues, The Alliance will provide the public entity with the ultimate risk management solution.


    The Act of God designation on all insurance policies; which means, roughly, that you cannot be insured for the accidents that are most likely to happen to you.


    Estimates of insured losses from Wilma range from 4 billion to 10 billion. The four hurricanes last year and the same number so far in 2005 in the state indicate that there might be more years like this ahead, ... That means that the risks associated with insuring properties in these areas have substantially increased.




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