We can look at an adjustable rate mortgage if they're going to be in a home a shorter length of time, whether it be three to five years, ... The advantage is you can get a lower interest rate.
Quotes about adjustable (15 Quotes)
The affordability issue becomes very real when mortgage rates rise because a lot of people have taken out interest only loans or adjustable rate mortgages thinking that rates would stay low.
The stock market is a discounting mechanism. Many people recently have seen their mortgages raised -- and many people have adjustable rate mortgages -- unfortunately they have been raised. Oil prices are at near highs. It impacts people's discretionary income. And I think we're seeing it in those stocks that would have a relationship to that discretionary income.
The cycle is fit for both adults and children. The height and the handles are adjustable.
Economists say that as housing markets begin to cool, bankruptcies are likely to increase. At some point you will get a combination of falling values combined with rising payments on adjustable mortgages, which will result in more bankruptcy, ... For these areas of the country that are enjoying such wonderful conditions right now, it will become much less wonderful a few years down the road.
The wing is very adjustable. You can change the angle and the shape of the wing. We're still in development. The wing on the car is strictly a prototype piece. By no means is that something that could be final, but certainly the concept is starting to prove itself worthy of continued investigation.
As home prices level off, so will the growth of equity that has supported consumer spending in the past. The impact from higher interest rates on home equity loans and adjustable rate mortgages will combine with stubbornly high energy prices to squeeze discretionary spending.
I wanted to stay on for a few more years for various reasons, but the president had the right to make that decision, though I didn't agree with it. Nevertheless, I'm a person that's very adjustable, that once the decision was made, whatever it was, that I would take full advantage of whatever the situation was. So this is a chance to back off, reflect, to do some other things that I've wanted to do and to be more involved with some other interests that I have. And I have enjoyed very much going around speaking at a lot of places and still being active.
I don't see any reason why Yahoo could not establish trust and reliability as a common carrier -- that adjustable filter that Yahoo News is now -- and, at the same time, become a credible producer of its own editorial content, ... There are problems to solve in the dual track approach, because its requires two different kinds of user trust. The day when Yahoo starts hesitating to point out to the rest of the Web (because it covets the traffic for locally produced goods) is the day decline sets in. My guess is they know that.
In the U.S., the markets that are most risky are those where there is a higher proportion of buyers using adjustable loans and interest-only loans.
There are a lot of loans that were made anywhere from one to five years ago that have adjustable rates. Those rates are adjusting upwards and making it difficult for some people.
I think having eight kids evens things out a bit. You learn about the world; you learn about the world; you learn you've got to get along. We're all - if anything - very adjustable.
The refinance share of mortgage applications in the fourth quarter of 2005 was 45 percent while the average rates on 30-year fixed-rate mortgages climbed 0.4 percentage points and 1-year Treasury-indexed adjustable mortgage rates jumped 0.6 percentage points from third-quarter averages. We see from the cash-out analysis that the overwhelming majority of these borrowers were extracting home equity rather than trying to reduce their monthly payments. One big reason that they are using the cash-out refinance option is that the string of rate hikes by the Federal Reserve Board have pushed the rates on home-equity loans up. Home-equity loans are typically linked to the prime rate, which currently is at 7.5 percent. In contrast, the average rate on 30-year fixed-rate mortgages is presently near 6.25 percent.
When you couple the higher bills that people with adjustable loans saw with the higher-than-expected energy costs, you see a lot of homeowners stretched beyond the point where they could make their payments.
Commercial jobs are pretty easily adjustable because they only take a few hours to complete, which is one of the reasons they are a Godsend to the actor.