Criminal gangs used to try and copy a card's magnetic strip in order to produce a counterfeit but with the introduction of chip and pin this is less of an option,
More Quotes from Sandra Quinn:
Seeing card fraud losses come down is cast-iron proof that chip and pin is doing its job.Sandra Quinn
What seems to be happening is that people are handing over their cards in shops, garages and restaurants the details are being taken down and then used to buy goods and services, mainly online.
Sandra Quinn
The countdown has begun but the only people who need to be aware of it are the minority of those with chip and pin cards who are not using their pins and they really need to get ready if they want to be sure of using their card after February 14th. If a cardholder is unsure of their pin they should contact their card company now who will issue a reminder. If a cardholder is finding it difficult to remember their pin they can change it to a more memorable number at any cash machine. And if they find that their card has become locked they should contact their card company who will advise them on how to unlock it.
Sandra Quinn
We believe the unique consumer protection afforded by credit cards, such as additional cover for lost or damaged goods, is a key driver in this pattern.
Sandra Quinn
The new banking code requires lenders to be more transparent about charges, the OFT research pre-dates this initiative.
Sandra Quinn
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