The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully.
More Quotes from Robert McKinley:
If you're looking to transfer a 5,000 balance, you need to look to the largest issuers.Robert McKinley
Play by the rules, ... Don't give them any reason to take it a better rate away or penalize you in any way.
Robert McKinley
Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.
Robert McKinley
Young consumers are probably best served if they can get a major bank card early on.
Robert McKinley
The trend this year has been to raise rates because of the increasing number of defaults among consumers,
Robert McKinley
There are a few scenarios where it could make sense. If you have the right rewards card, or if you use your rewards well, you may get a value that's worth considerably more than the cost.
Robert McKinley
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Lucille Ball
I think all of you know there is no adequate defense against massive nuclear attack.
George Wald
I know that I'm going to have to work hard, keep working hard, and not because of this victory think, "I'm back." I don't think like that. I'll definitely work hard. Things are not going to be easy. I might lose first round next week. You never know.
Kim Clijsters