Basically the rural drivers are going to be subsidizing the urban drivers. (Insurance companies) need to get enough money to cover all their risks. To make money, they've got to get that money somewhere else. They are forced to charge less to the urban area. I don't know how they can avoid (charging more to rural motorists).
More Quotes from Nancy McDonough:
The results may have been unintended but they are what they are ZIP codes have always been a big factor in determining insurance costs and now it looks like it's going to be taken away. And let's face it, the urban areas have higher incidences of accidents, higher medical costs, higher legal costs and many more insurance claims than you're going to find in small towns.Nancy McDonough
Our concern with this is it's really an issue of fairness and equity.
Nancy McDonough
Rural drivers might drive more miles because they might be further away from shops and places like that, but they're not on congested roads.
Nancy McDonough
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