You sit down and work out a budget -- and it's not a four-letter word despite what people think.
More Quotes from Laurie Campbell:
People get so caught up in the emotions of the season. None of us are sheltered from this type of problem if we are not watching our money carefully.Laurie Campbell
This holiday season saw record spending. But, unfortunately, what that means for Canadians is probably higher debt load ... It puts a lot of people over the edge.
Laurie Campbell
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