Defined contribution plans are extremely popular with American workers, most of whom use them as their primary retirement-savings vehicle. Despite this popularity, however, most workers are not saving enough or investing wisely, and many are increasingly at risk of not being able to achieve a worry-free retirement. We can and must do a better job of helping them.
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I don't have a separate benefits division to look into the plan, so I've got to keep it simple,John Kim
I've been trying to sell it for a couple of months, ... but I'm not getting any calls. I thought it'd be faster.
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because young and healthy men like me would volunteer for their own goods.
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This is from a long time ago, because as soon as I came in, I did the testing.
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Current industry data shows that American workers aren't saving enough in their workplace-provided retirement programs, and our survey indicates that this lack of preparedness extends from the accumulation phase of retirement planning into the distribution phase. Even those who are conscientious savers and investors, including Baby Boomers now aged 55 to 58, aren't prepared to convert their retirement savings into a predictable retirement paycheck that they can't outlive.
John Kim
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