For 97 percent, no amount of counseling in debt management would help them. The only thing they have left is bankruptcy.
More Quotes from Brad Botes:
Congress got bankruptcy reform wrong, dead wrong. The federal bankruptcy law changes ... are doing no measurable good whatsoever. They've done nothing more than put new hurdles in the path of people who are already flat on their back.Brad Botes
A hospital is supposed to treat the sick. The problem is that instead of treating the sickness, Congress has instead made it tougher for people with financial trouble to get into the hospital.
Brad Botes
Credit counseling organizations now know what the bankruptcy lawyers and other experts said all along Congress got it dead wrong when it passed the bankruptcy law.
Brad Botes
Contrary to the claims of proponents of the bankruptcy law changes that they would zero in on the alleged legions of 'deadbeats' who supposedly were crippling the U.S. economy ... the federal bankruptcy law changes that went into effect on Oct. 17, 2005, are doing no measurable good whatsoever.
Brad Botes
People wait until the last minute to go to the bankruptcy lawyer's office because they don't want to be in the bankruptcy lawyer's office. We're hoping that people recognize that bankruptcy is still an option for them, and that if their home is at stake, that they need to get in earlier to get it done.
Brad Botes
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