Credit counseling organizations now know what the bankruptcy lawyers and other experts said all along Congress got it dead wrong when it passed the bankruptcy law.
More Quotes from Brad Botes:
For 97 percent, no amount of counseling in debt management would help them. The only thing they have left is bankruptcy.Brad Botes
A hospital is supposed to treat the sick. The problem is that instead of treating the sickness, Congress has instead made it tougher for people with financial trouble to get into the hospital.
Brad Botes
We can say authoritatively that federal bankruptcy law changes are doing no measurable good whatsoever. They've done nothing more than put new hurdles in the path of people who are already flat on their back due to a financial crisis over which they have no control.
Brad Botes
People wait until the last minute to go to the bankruptcy lawyer's office because they don't want to be in the bankruptcy lawyer's office. We're hoping that people recognize that bankruptcy is still an option for them, and that if their home is at stake, that they need to get in earlier to get it done.
Brad Botes
I don't think the changes accomplished any of the stated goals of the proponents. The problem is there are many people in this country with financial difficulties, like a sickness, and you don't fix a sickness by making it more difficult to get into a hospital.
Brad Botes
Contrary to the claims of proponents of the bankruptcy law changes that they would zero in on the alleged legions of 'deadbeats' who supposedly were crippling the U.S. economy ... the federal bankruptcy law changes that went into effect on Oct. 17, 2005, are doing no measurable good whatsoever.
Brad Botes
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