Dave Ramsey Quotes (14 Quotes)

For a period of time, you can win financially and later buy whatever you want.

I'm not talking about Hitler's boot camp for kids or something. But they do need to learn to work, ... Graduate from high school with something more than the ability to open a bag of Doritos and play Nintendo. That's a bad plan. Work creates money. I meet 54-year-olds that haven't got that one down.

This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'

The average millionaire can't tell you who got thrown off the island last night.

Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play ca

It is pretty much for the wealthy in the sense if you have over 1 million in assets, you've got to have some other things you're doing to keep the government's hands off the money in the process. Of course, the first element of the big estate plan is the will. There may be trusts, some other things built into that. That's not for everybody. It is something you kind of need to think through.

This forces you to convert 'her bills' and 'his bills' into 'our bills' and encourages unity and communication in the marriage. I know very few financially successful people who have separate lives and separate checking accounts. If you want a life of your own, you shouldn't get married.

I call this the great misunderstanding the idea that we give because churches need our money.

If you buy a 28,000 car, in four years it will be worth about 11,000 bucks.

We offered to save them about 413,000 a year. They rejected us out of hand.

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.

Work - get paid don't work - don't get paid. Everybody is on commission, ... Try not coming to work for six weeks. Work gets paid don't work, don't get paid. When they earn those dollars, and when you're 4, and you clean up your room, it really means mom cleaned up the room and you did two toys. When you're 14, it means you cleaned up your room. But still, we got the money caused by work, and then, we have teachable moments on how to handle the money they earn.

Jerry, ... do not marry this girl unless you get some premarital counseling. Period.

I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.