Credit is a very liberating thing that consumers have access to, but it means they have to be very careful.
More Quotes from Samuel Gerdano:
Bankruptcy does not have the same impact today that it did a generation ago, and that may well lead to a diminution of the kind of stigma that formerly attached itself to a personal bankruptcy filing.Samuel Gerdano
There's never been a number that low.
Samuel Gerdano
The good news is it drives the economy. The bad news is it adds to the household debt burden.
Samuel Gerdano
The idea here is that people are entitled to only the relief that they need but no more, so the bill sets up an elaborate screening mechanism with an arithmetic test to determine the debtor's income and their expenses. After that, if they can repay some part of their debts -- 25 percent, roughly -- then they will be shifted into mandatory repayment plans.
Samuel Gerdano
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