Don't be swayed by bells and whistles, like reward programs or miles. A lot of consumers are drawn to these, but if you carry a balance, the interest rate may not be worth it.
More Quotes from Robert McKinley:
Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come.Robert McKinley
There are sort of give backs with those low rates.
Robert McKinley
If you carry a balance, you should by all means use this low-rate environment to lower your finance charges and trim your debt. But rather than blindly shop for the lowest rates, consider your credit history and search accordingly. You have to be realistic about your credit, ... If your credit is spotty, don't waste your time applying for a 9 percent rate.
Robert McKinley
Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.
Robert McKinley
Creditors get nervous if they see a lot of inquiries in your credit history, ... They may think you're ready to leave the country or something if you just applied for 40 cards.
Robert McKinley
We're in an environment right now where there's a lot of strain in the profitability of credit cards, ... Issuers are looking to hit you with fees and those sorts of things.
Robert McKinley
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Based on Topics: Balance QuotesBased on Keywords: whistles
In Trinidad, where as new arrivals we were a disadvantaged community, that excluding idea was a kind of protection; it enabled us - for the time being, and only for the time being - to live in our own way and according to our own rules, to live in our own fading India.
V. S. Naipaul
The greatest gift is a portion of thyself.
Ralph Waldo Emerson
A true friend stabs you in the front.
Oscar Wilde