It's difficult for most property buyers to predict the government's moves on interest rates.
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Property prices in Shanghai have risen out of the reach of ordinary citizens. It was only a matter of time until prices fell.Qiu Zhicheng
The profit rise was within expectations as the lender experienced solid growth based on good asset quality.
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The move will inject lifeblood into the stock market. It will alleviate concern that the market will be weighed down by listings of big companies.
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Individual mortgages are a lucrative business. When floating mortgage rates hover around 5 percent, the bank's cost is only 1.1 percent on average.
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Individual mortgage is a key cash cow for lenders' retail business. That's why they are gearing up to offer more services to attract clients.
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