Unfortunately, you have some smaller companies there that are willing to pick up the slack, but they'll be taking on a big risk and may in some cases put their franchises at risk. They're the people that think they can do it better than the big guys can.
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The business could fetch 60 to 80 percent of its 2.5 billion book value -- probably in the 1.5 billion range.Michael Paisan
The fundamentals of industry pricing have changed for the better.
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