There are a lot of odds and ends people like to buy when they move into a new home. Banks might see you as a credit risk if you have ten cards, all of which you could max out.
More Quotes from Michael Kidwell:
This way the creditor risk is minimized, but (the consumer still has the convenience of having a credit card).Michael Kidwell
Some credit unions may not offer things like safety deposit boxes, cashier's or certified checks. We've actually had clients who weren't able to get those type of checks from their credit unions.
Michael Kidwell
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