It's when you're due money that it makes the most sense to speed the process. If you can do it, it probably makes sense to use e-filing, if you have a refund coming, ... If you have a balance, I really don't see the attractiveness of it.
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States with no income tax complained that their taxpayers were at a disadvantage, so now everyone has the choice of deducting sales or income tax,
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But because traders tend to trade so frequently, those aren't major disadvantages, ... And the advantage of being able to deduct all of your losses is very attractive.
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It probably doesn't make sense to postpone making the extra deductions because even in a high state-tax situation the federal benefit still outweighs the state cost.
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It's always a better idea to fess up with the IRS.
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