When you go to get credit, they often look to see if you have a phone number in your name. If you don't, even if you are listed in the phone book at that number, it can be problematic.
More Quotes from Kerry Hannon:
If you have a joint bank account, ask your bank to freeze the account so that both signatures are required before any transactions can be made. If you're concerned that your soon-to-be ex is going to run off and really drain your account, you've got to be really cold-hearted about this.Kerry Hannon
Inform the companies in writing and call them as well. Tell them you want the accounts closed and that you are not responsible for charges from that point, period. Then make sure you have a credit card open in your name alone with Visa or MasterCard, one of the major revolving cards. A department store card isn't enough.
Kerry Hannon
That's one mistake people make. It's sort of a back-of-mind issue. If you're not remarrying, you can put it in your child's name so you retain control but they will inherit it.
Kerry Hannon
For women in particular, it's a good thing to remember. It doesn't affect your spouse's payment at all. In fact, they will never know when you start receiving your Social Security checks. But you need to have their Social Security number in hand.
Kerry Hannon
If your standard of living is going to drop, you've got to pay real close attention to things like your credit rating and staying ahead of unsecured debt such as credit cards, ... That will be worth its weight in gold down the road.
Kerry Hannon
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