If your eight times income is half a million dollars and you have two kids, you'd add another 200,000, so you'd have a 700,000 policy. That sounds like a lot, but when it's term insurance it is actually cheap.
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You normally don't get a margin call unless your securities, minus the debt, are worth 30 or less of their nominal market value.Jane Bryant
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If you have a 19 percent credit card and you pay it off you make 19 percent on your money. If you have a 25 percent credit card and you pay it off, you're making 25 percent on your money - guaranteed
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And it doesn't stop there. You just stay in the fund and as you get older and older it gradually becomes a pure income fund.
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