Impairments have been very much in line with our expectations. This will continue in retail terms to be a very benign credit cycle,
More Quotes from James Crosby:
After more than seven years as CEO, I believe the time is right for someone else to take HBOS forward. In appointing Andy the Board has chosen the best person for the job.James Crosby
This is probably one of the largest pay-outs of its kind in UK history.
James Crosby
It was obvious when Andy joined us that here was an outstandingly talented individual that many people thought could go all the way in terms of being a FTSE chief executive. But he has had to deliver, and he's delivered outstandingly well over the last six years for HBOS.
James Crosby
I'm very sorry, I don't know my PIN number. I'm only a banker
James Crosby
We're very clear about the prospects in the UK, and frankly large acquisitions will struggle to enhance value against those prospects.
James Crosby
This gives us a significant increase in our long-term savings business, ... But more importantly, it is a significant increase in the fast-growing market for high-net-worth customers, which is not a market we're very heavily exposed to through our existing businesses.
James Crosby
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