Operationally, every year, we've accumulated some surplus. I think the surplus balance should be about 4 million this year. Projecting forward, I think we'll be adding to that.
More Quotes from Howard Ikeda:
Based on our projections, yes we can. We still have the back door. We can still go in with the 10,000 or 7 12 percent (in future years), only if we have to.Howard Ikeda
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