The master policy will have liability insurance in it for shared spaces, like sidewalks, gutters and walkways.
More Quotes from Carolyn Gorman:
If you have a party and someone injures themselves in your apartment, they could also sue you for their own injuries. Or if you accidentally overflow the bathtub, your landlord could hold you responsible for damage to the property based on your negligence. That's another good reason to have insurance.Carolyn Gorman
Insurance companies became gun shy.
Carolyn Gorman
They've been studying weather patterns and models and realize the risk is higher.
Carolyn Gorman
As a condo owner, I would want to be sure my policy would cover the difference between my deductible and the condo policy's deductible, if I am required to use the building's insurance for something like a burst pipe. If their deductible is 1,000, and the deductible on your policy is 100, all you may have to do is kick in that 100 and your policy will add the subsequent 900.
Carolyn Gorman
Renters insurance is very valuable. And for not very much money, it can save you from disaster.
Carolyn Gorman
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