In 95 percent of the country, it probably works great, and if you use your minutes correctly it's a great deal.
More Quotes from Bill Hardekopf:
These households have probably gone through budget shock--as their balances have risen, the interest rates have also increased every few months and the minimum payment percentage has just increased. The average APR is now above 13, so carrying that balance is getting very expensive. The average household is paying over 700 per year in interest for credit cards.Bill Hardekopf
Every person who pays off their credit card in full each month should be using a credit card that gives a rebate or a reward. Otherwise, you are being economically foolish. Some of these cards pay you a significant cash rebate just for using the card.
Bill Hardekopf
There are so many different options for consumers that didn't exist 20 years ago.
Bill Hardekopf
Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of their savings. This is a large group of people who are one late payment away from receiving punitive default rates of almost 30 on credit cards and other loans. If you are at the edge, default rates will be devastating. If your credit card bill comes at the end of the month when there is no money left, contact your credit card company to change your billing schedule to fit with your pay schedule.
Bill Hardekopf
The largest carriers have raised rates each and every month this year. Instead of increasing across the board they have been increasing rates for one plan one month and another the next month.
Bill Hardekopf
Some people still don't realize how much and how easily they can save on their long-distance bills.
Bill Hardekopf
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