The whole system is pretty rotten from start to finish and they really need to tighten up. There's very loose access control over who can get credit reports.
More Quotes from Avivah Litan:
I don't like to be this positive, but I genuinely think E-Trade is doing something very good here. I think they've been targeted to a degree because they've made it easy for people to open brokerage accounts, but they're not conservative. They really are innovative in security.Avivah Litan
This gives customers direct access to information already available to companies.
Avivah Litan
Definitely, using the Internet to spy on average citizens is our next big social problem.
Avivah Litan
The free credit report thing is basically a farce. It only tells you very specific information about your situation at a point in time.
Avivah Litan
Indeed, consumer financial fraud has been around as long as checking accounts and credit cards, and banks already do plenty to stop fraud. But e-commerce has opened virgin criminal frontiers. In the past, everything was much more traceable, ... Now you can open 10,000 (bogus) accounts in the time it used to take to open one, all in a faceless Internet.
Avivah Litan
Lewis doesn't have control over how Bank of America's money is spent by the associations. He sounds very annoyed.
Avivah Litan
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