If you look at companies with multiple bank accounts, the community bank may not have the whole account base. The bank can win that base by offering remote deposit capture. Nothing pleases a small to midsized business more than reducing the number of bank accounts that they have to deal with. It simplifies things. There's one bank bill and one balance sheet to keep track of.
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The math on the savings is pretty clear. You could do it on the back of an envelope. What you have here is almost a case of people wanting a product before it's even there.
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