Marty Heires Quotes (22 Quotes)

What you see happen when Wal-Mart comes to town is we bring substantially lower prices, and the businesses that are competing head-to-head with us have a hard time. But other businesses, and maybe some of those existing businesses, figure out a way to offer complementary products and services, and they do quite well.

These are long-term leases and these banks can stay in our stores for 15 years and in some cases even more. We're committed to community bankers and we're committed to what they bring to our stores and their customers. We're their allies.

There is really nothing for the community banks to fear here.

The way it will benefit local consumers is this will help us lower prices for our customers.

We've told Congress and everyone else who will listen that we don't intend to branch.

We welcome the opportunity to appear before the FDIC and explain what we want to do to anyone who is interested.

Many community bankers have charged that we are going to open branches around the country. That simply isn't true.

A number of these groups are seizing the moment to go after Wal-Mart, and that's kind of part of our world these days. But not a lot of what they have to say is really germane to the application.

Our self-checkout options do offer customers a convenient option. They may see a line of two or three people at the checkout register, and they can slip in and use the self-checkout devices to get in and out easily and quickly.

We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.

It is really something that the customer won't see. Our proposal is to operate a small bank that will be housed in a sixth floor office suite.

We are also grateful for this chance to help the public understand the purpose for the bank and that many corporations including Target, GM, and Toyota already operate industrial banks.

We have now said we will not branch in as many ways as we can possibly say it. If this bank is approved, you will not see any Wal-Mart branches in any of our stores.

We would like to pay our own bank, and then realize those savings so we can return that to our customers in the form of lower prices.

We want to pay our own bank to do what we pay money centers to do now, which is to process debit and credit transactions to payment networks.

This bill would have no effect on us because we do not intend to branch-bank. We have pledged not to branch.

Serving our customers is what it's all about. The idea is to utilize technology to make our customers' experiences as pleasant as possible.

We had always intended to support the community.

We are confident that the FDIC will handle our industrial bank application appropriately.

Chairman Greenspan's lengthy letter is about the broader issue of regulation of Industrial Loan Corporations. We look forward to the (Federal Deposit Insurance Corporation) public hearing on our application to operate an industrial bank in Utah.

Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution,

As we have maintained all along, no company senior official had any direct knowledge that undocumented workers were working in our stores.