This move no doubt responds to a relative lack of commercially available credit models in the market, and the strong need for more advances in this space. Banks need proven credit models backed by experience and strong data sets, both to use as primary sources of default prediction and to benchmark their own internally-developed models against. This is now a key strategic advantage, and banks that do not use state of the art credit models will find themselves at a distinct disadvantage, both from a pricing and origination perspective, and a portfolio profitability perspective.
Quotes about prediction (16 Quotes)
The groundhog is like most other prophets; it delivers its prediction and then disappears.
ACS is very pleased with Judge Stephens' decision. Our prediction came true.
The prediction as of right now is that it's going to cost between 23 billion and 25 billion, but I think it's going to be a lot more than that.
He has good command of both sides of the plate. He was only a sophomore. I remember we were thinking, 'This kid's going be dealing when he's a senior. Unfortunately, that prediction came through.
We come with this built-in prediction addiction, ... Brain research shows that you're going to try to outsmart the market whether you can or not.
At the Air Force One ceremony, Bush recalled Reagan's 1982 prediction in London that freedom and democracy would leave communism on the ash heap of history ... tear down this wall.
Tougher sentences being dished out are clearly making spammers feel the heat. However, spam is clearly not a thing of the past. E-mail users worldwide are still being bombarded by unsolicited messages, and, two years on, Gates' famous prediction now looks
Each morning the day lies like a fresh shirt on our bed this incomparably fine, incomparably tightly woven tissue of pure prediction fits us perfectly. The happiness of the next twenty-four hours depends on our ability, on waking, to pick it up.
Let me state what the official IPCC prediction is: Sea levels could go up as much as three-quarters of a meter in this century, but there is a reasonable probability it could be much higher than that.
A self-fulfilling prophecy is an assumption or prediction that, purely as a result of having been made, cause the expected or predicted event to occur and thus confirms its own 'accuracy.'
There is no justifiable prediction about how the hypothesis will hold up in the future; its degree of corroboration simply is a historical statement describing how severely the hypothesis has been tested in the past.
It's awfully hard to read the tea leaves this time. But the harder I've thought about this, the more I come back to Judge Gonzales as the most likely choice. I'm not terribly confident in that prediction but it's the one I've decided I'm making.
Occurrences in this domain are beyond the reach of exact prediction because of the variety of factors in operation, not because of any lack of order in nature.
At least there is progress of California toward building new construction according to earthquake-resistant design. We would have less reason to ask for earthquake prediction if this was universal.
I must confess that I take issue with that statement. Sure, we all know crack heads can't keep a job, are very slovenly, and are unfit parents, but what makes us think a crack head isn't qualified to make a Super Bowl prediction Huh It's downright discrim