Most people who are eligible for COBRA don't take it. About 20 percent of eligible people use it. The other 80 percent buy on the individual market, or are uninsured.
More Quotes from Larry Levitt:
As long as the growth in health insurance premiums far outpaces the growth in wages, the erosion in the workplace will continue.Larry Levitt
In many ways what's been happening in the economy hits them (working poor families) the worst. Those with higher incomes are more likely to have employer-provided insurance. And many lower-income (people) have Medicaid to fall back. For that in-between group, there's nothing.
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It doesn't last forever, and 600 or 700 a month is a lot to pay when someone has lost their income.
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I think for the industry, it is also the most significant because it has the potential -- if litigation gets out of control -- to really increase costs a lot.
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Once you start to become the butt of Jay Leno's jokes, ... you know you are in trouble.
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