If a taxpayer files electronically, he'll get his refund almost as fast as he would with a RAL, and he'll often get it without paying any fees or interest.
More Quotes from Gail Cunningham:
For people who live paycheck to paycheck, and every cent is already spent, they're living on the edge.Gail Cunningham
The RAL must be repaid even if the taxpayer's refund is denied, smaller than expected or frozen. If the taxpayer cannot pay back the RAL, the lender may send the account to a debt collector, which will likely show up on the taxpayer's credit report.
Gail Cunningham
This year we're celebrating 21 years of Keeping America Beautiful through the Great American Cleanup.
Gail Cunningham
These taxpayers have gone all year without the money money they unnecessarily overpaid to the government to begin with and suddenly they are in a hurry to get it back. But even a cash advance on a credit card is more attractive than a RAL at these rates if they are that hard up for cash.
Gail Cunningham
Nobody plans to dig themselves into a financial hole, but going into Christmas 2005 many people were still paying for Christmas 2004.
Gail Cunningham
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